{"id":5322,"date":"2018-07-03T15:35:55","date_gmt":"2018-07-03T13:35:55","guid":{"rendered":"http:\/\/we-inform.de\/portal\/?page_id=5322"},"modified":"2025-05-08T18:43:44","modified_gmt":"2025-05-08T16:43:44","slug":"banken-kmr","status":"publish","type":"page","link":"https:\/\/we-inform.de\/portal\/kmr\/banken-kmr\/","title":{"rendered":"Bankdar\u00ee &#8211; Banken"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-1  fusion-parallax-none hundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:200px;padding-top:200px;padding-left:;padding-right:;background-color:#02a4d5;background-position:center center;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;-ms-filter: &quot;progid:DXImageTransform.Microsoft.AlphaImageLoader(src=&#039;https:\/\/we-inform.de\/portal\/wp-content\/uploads\/2016\/01\/Bank.jpg&#039;, sizingMethod=&#039;scale&#039;)&quot;;background-image: url(https:\/\/we-inform.de\/portal\/wp-content\/uploads\/2016\/01\/Bank.jpg);\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-1 {\r\n                            padding-left: px !important;\r\n                            padding-right: px !important;\r\n                        }<\/style><div class=\"fusion-row\"><\/div><\/div><div class=\"fusion-section-separator section-separator\" style=\"border-bottom:20px solid #02a4d5;\"><div class=\"divider-candy-arrow bottom\" style=\"top:20px;border-top-color: #02a4d5;\"><\/div><div class=\"divider-candy bottom\" style=\"bottom:-40px;border-bottom:1px solid #02a4d5;border-left:1px solid #02a4d5;\"><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-2  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:0px;padding-top:20px;padding-left:80px;padding-right:80px;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-2 {\r\n                            padding-left: 80px !important;\r\n                            padding-right: 80px !important;\r\n                        }<\/style><div class=\"fusion-row\"><div class=\"fusion-one-full fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:0px;\"><div class=\"fusion-column-wrapper\" style=\"background-color:#c6c6c6;padding:18px;\"><div class=\"fusion-column-table\"><div class=\"fusion-column-tablecell\"><h6><span style=\"color: #000000;\">Gelo \u201cGirokonto\u201d \u00e7i ye?\u00a0<\/span><\/h6>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"border-color:#e0dede;margin-left: auto;margin-right: auto;margin-top:35px;\"><\/div><div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:0px;\"><div class=\"fusion-column-wrapper\"><div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Li Almanyay\u00ea heb\u00fbna hesabek bank\u00ea p\u00eadiv\u00ee ye! Ji hesabek\u00ee normal ra &#8222;hesabek\u00ee hey\u00ee (Girokonto)&#8220; t\u00ea gotin. Bi v\u00ee away\u00ee mirov dikarin pereyan ji we re veguhez\u00eenin &#8211; wek\u00ee m\u00eenak kard\u00ear\u00ea we &#8211; \u00fb h\u00fbn dikarin wek\u00ee m\u00eenak fat\u00fbrey\u00ean xwe bidin an j\u00ee pereyan ji heval \u00fb xizm\u00ean xwe re bi\u015f\u00eenin. Her weha h\u00fbn dikarin dirav ji mak\u00eeney\u00ean dirav\u00ea veki\u015f\u00eenin. Banka we d\u00ea ji bo kirina v\u00ea yek\u00ea &#8222;karta deb\u00eet\u00ea (EC-Karte)&#8220; bide we. H\u00fbn dikarin bi kerta xweya deb\u00eet\u00ea (EC-Karte) li piraniya dikan \u00fb xwaringehan dirav bidin.<\/p>\n<p>Hesab\u00ea bingeh\u00een (Basiskonto) bi taybet\u00ee c\u00fbreyeka h\u00easan a hesaba hey\u00ee (Girokonto) ye. Maf\u00ea her kes\u00ee heye ku hesabek\u00ee bingeh\u00een bist\u00eene. Ew hem\u00fb fonks\u00eeyon\u00ean\/xizmet\u00ean nim\u00fbney\u00ee \u00ean hesabeke hey\u00ee (Girokonto) p\u00ea\u015fk\u00ea\u015f\u00ee we dike \u00fb bi taybet\u00ee ji bo penaberan minasib e. Z\u00eadetir agahdar\u00ee li ser hesab\u00ea bingeh\u00een (Basiskonto) dikare li vir bi 7 zimanan were d\u00eetin:<br \/>\n<a href=\"http:\/\/www.hamburg.de\/kundenschutz\/7794042\/recht-auf-ein-konto\/\">http:\/\/www.hamburg.de\/kundenschutz\/7794042\/recht-auf-ein-konto\/<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:0px;\"><div class=\"fusion-column-wrapper\"><div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>H\u00fbn dikarin li Hamburger\u00a0Sparkasse\u00a0(Haspa),\u00a0Hamburger Volksbank an j\u00ee\u00a0Commerzbank hesabeke hey\u00ee (Girokonto) an hesabek bingeh\u00een (Basiskonto) vekin. Zarok, \u015fagirt\/h\u00eenxwaz, xwendekar \u00fb perwerdekar\/\u015fagirt bi piran\u00ee ji bo hesabek bela\u015f mafdar in. Di hem\u00fb rew\u015f\u00ean din da, xerc\u00ean r\u00eaveber\u00eeya hesaban bi piran\u00ee d\u00ean day\u00een.<\/p>\n<p>Li Deutsche Bank, heq\u00ea r\u00eaveberiya hesab\u00ea mehane EUR 6.90 ye \u00fb fat\u00fbreya w\u00ea her s\u00ea meh\u00ea carek\u00ee t\u00ea \u015fandin.<\/p>\n<p>Hin bank, wek\u00ee m\u00eenak Consorsbank, Deutsche Kreditbank (DKB) \u00fb Oldenburgische Landesbank, ji her kes\u00ee re hesab\u00ean bingeh\u00een \u00ean serh\u00eal (Basiskonto) a bela\u015f p\u00ea\u015fk\u00ea\u015f dikin.<\/p>\n<p>Her weha h\u00fbn dikarin \u015fert\u00ean ku ji h\u00eala bankey\u00ean din ve t\u00eane p\u00ea\u015fk\u00ea\u015f kirin li vir bidin ber hev kirin: <a href=\"https:\/\/www.test.de\/Basiskonten-im-Test-4936098-0\/\">https:\/\/www.test.de\/Basiskonten-im-Test-4936098-0\/<\/a> (basic account (Basiskonto)) and <a href=\"https:\/\/girokonto.focus.de\/?cashReceipt=500&amp;sliderRatingCost=10&amp;sliderRatingCash=2&amp;sliderRatingDispo=2&amp;sorting=grade&amp;p=2\">https:\/\/girokonto.focus.de\/<\/a> (hesaba hey\u00ee (Girokonto)).<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-3  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:20px;padding-top:20px;padding-left:80px;padding-right:80px;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-3 {\r\n                            padding-left: 80px !important;\r\n                            padding-right: 80px !important;\r\n                        }<\/style><div class=\"fusion-row\"><div class=\"fusion-one-full fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:0px;\"><div class=\"fusion-column-wrapper\" style=\"background-color:#c6c6c6;padding:18px;\"><div class=\"fusion-column-table\"><div class=\"fusion-column-tablecell\"><h6><span style=\"color: #000000;\">Gelo di derbar\u00ea hesabek\u00ee da ez div\u00ea \u00e7i bizanim?\u00a0<\/span><\/h6>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"border-color:#e0dede;margin-left: auto;margin-right: auto;margin-top:;margin-bottom:15px;\"><\/div><div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:0px;\"><div class=\"fusion-column-wrapper\"><div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Ji bo vekirina hesabek hey\u00ee (Girokonto), div\u00ea h\u00fbn p\u00ea\u015f\u00ee an bi telefon\u00ea an j\u00ee bi \u015fexs\u00ee li banka ku we hilbijartiye, randev\u00fbyek\u00ea \u00e7e bikin. Bipirsin ka h\u00fbn div\u00ea k\u00eejan belgeyan bi xwe ra b\u00eenin ji bo ku h\u00fbn hesaba xwe ya n\u00fb vekin. Di randev\u00fby\u00ea de, bi gelemper\u00ee ji we re t\u00ea xwestin ku belgeya nasnamey\u00ea bi\u015f\u00eenin \u2013 wek\u00ee m\u00eenak karta nasnameya xwe (ID) an pasaport\u00ea.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:0px;\"><div class=\"fusion-column-wrapper\"><div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Heke h\u00fbn ten\u00ea dixwazin hesabek bingeh\u00een (Basiskonto) vekin, belgeya r\u00fbni\u015ftin\u00ea (wek\u00ee m\u00eenak belgeya gih\u00ee\u015ftin\u00ea (Ankunftsnachweis), dest\u00fbra may\u00een\u00ea dema ku biryara penaberiy\u00ea li ber \u00e7\u00eab\u00fbn\u00ea ye (Aufenthaltsgestattung) an j\u00ee rawestandina ders\u00eenorkirin\u00ea ya demk\u00ee (Duldung) bes e. Heke h\u00fbn Alman\u00ee an \u00cengil\u00eez\u00ee nizanin, ji kerema xwe kesek\u00ee ku bikaribe ji we re werger\u00eene bi xwe re b\u00eenin.<\/p>\n<p>Pir caran, mimkin e ku meriv hesabek serh\u00eal veke.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-4  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:20px;padding-top:20px;padding-left:80px;padding-right:80px;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-4 {\r\n                            padding-left: 80px !important;\r\n                            padding-right: 80px !important;\r\n                        }<\/style><div class=\"fusion-row\"><div class=\"fusion-one-full fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:0px;\"><div class=\"fusion-column-wrapper\" style=\"background-color:#c6c6c6;padding:18px;\"><div class=\"fusion-column-table\"><div class=\"fusion-column-tablecell\"><div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<h6><span style=\"color: #000000;\">Gelo ez \u00ea \u00e7awa pere vedik\u015f\u00eenim?<\/span><\/h6>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"border-color:#e0dede;margin-left: auto;margin-right: auto;margin-top:;margin-bottom:15px;\"><\/div><div class=\"fusion-one-half fusion-layout-column fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:0px;\"><div class=\"fusion-column-wrapper\"><div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Heke h\u00fbn hesabek hey\u00ee (Girokonto) vekiribe \u00fb bank\u00ea karta deb\u00eet\u00ea (EC-Karte) bi PIN ji we re \u015fandibe, h\u00fbn dikarin dirav ji mak\u00eeney\u00ean dirav\u00ea veki\u015f\u00eenin. H\u00fbn dikarin mak\u00eeney\u00ean dirav\u00ea li devera xwe li vir bib\u00eenin:<\/p>\n<p><a href=\"http:\/\/www.dasoertliche.de\/geldautomaten\/\">www.dasoertliche.de\/geldautomaten\/<\/a><\/p>\n<p>Her tim hewl bidin ku ji mak\u00eeney\u00ean dirav\u00ea y\u00ean bankeya we dirav veki\u015f\u00eenin! Wek\u00ee din, dibe ku h\u00fbn bihay\u00ean dirav\u00ea veki\u015fand\u00ee bidin. Li ser gelek mak\u00eeney\u00ean dirav\u00ea j\u00ee guhertina ziman mimkin e.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-one-half fusion-layout-column fusion-column-last fusion-spacing-yes\" style=\"margin-top:0px;margin-bottom:0px;\"><div class=\"fusion-column-wrapper\"><div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Karta xwe t\u00eaxin h\u00eal\u00eena Kart\u00ea, pa\u015f\u00ea hejmara PIN-a xwe biniv\u00eese \u00fb m\u00eeqdara ku h\u00fbn dixwazin veki\u015f\u00eenin hilbij\u00earin. Ji kerema xwe ji b\u00eer nekin ku p\u00ea ewle bin ku kesek din nikaribe PIN-a we bib\u00eene! Bi gi\u015fk\u00ee, karta we d\u00ea p\u00ea\u015f\u00ee were vegerandin, li d\u00fb dirav.<\/p>\n<p>Heke h\u00fbn xelet\u00eeyek\u00ea bikin, aram bim\u00eenin. \u00c7i dibe bila bibe &#8211; heke mak\u00eeneya dirav\u00ea pere nedate we an j\u00ee h\u00fbn dirav\u00ea xwe di mak\u00eeney\u00ea de hi\u015ftin &#8211; ji kerema xwe b\u00fbyer\u00ea tavil\u00ea ji bank\u00ea re ragih\u00eenin. Di pir rew\u015fan de mimkin e ku pirsgir\u00eak li bank\u00ea were \u00e7areser kirin \u00fb h\u00fbn \u00ea d\u00eesa j\u00ee perey\u00ea xwe bist\u00eenin.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-fullwidth-5  fusion-parallax-none nonhundred-percent-fullwidth\" style=\"border-color:#eae9e9;border-bottom-width: 0px;border-top-width: 0px;border-bottom-style: solid;border-top-style: solid;padding-bottom:20px;padding-top:20px;padding-left:;padding-right:;\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-fullwidth-5 {\r\n                            padding-left: px !important;\r\n                            padding-right: px !important;\r\n                        }<\/style><div class=\"fusion-row\"><p style=\"text-align: right;\">N\u00fbjenkirina Daw\u00een: 01.08.2024<\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":18,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-5322","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/we-inform.de\/portal\/wp-json\/wp\/v2\/pages\/5322"}],"collection":[{"href":"https:\/\/we-inform.de\/portal\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/we-inform.de\/portal\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/we-inform.de\/portal\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/we-inform.de\/portal\/wp-json\/wp\/v2\/comments?post=5322"}],"version-history":[{"count":4,"href":"https:\/\/we-inform.de\/portal\/wp-json\/wp\/v2\/pages\/5322\/revisions"}],"predecessor-version":[{"id":10843,"href":"https:\/\/we-inform.de\/portal\/wp-json\/wp\/v2\/pages\/5322\/revisions\/10843"}],"wp:attachment":[{"href":"https:\/\/we-inform.de\/portal\/wp-json\/wp\/v2\/media?parent=5322"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}